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+91 98110 68297, +91 98736 88297
support@activebima.com
Follow the Activebimacare channel
on WhatsApp
Ballabgarh, Faridabad (Haryana) - 121004
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Motor Insurance

Drive with Confidence, Covered Every Mile.
Motor insurance protects you, your vehicle, and others on the road from the uncertainties of accidents, theft, or damage. Whether it’s a minor dent or a major mishap, your policy ensures repair costs, legal liabilities, and financial losses don’t hit your pocket. It brings peace of mind every time you start the engine—knowing you’re covered. Investing in motor insurance today is not just a legal responsibility, but a smart step to safeguard your ride, your finances, and your journey.

Motor Insurance Protection Section
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Secure Your Ride & Finances

Accidents are unpredictable, but their impact on your finances doesn't have to be. A motor insurance plan protects your vehicle and shields you from hefty repair costs, third-party liabilities, and theft-related losses.

From minor dents to major damages, motor insurance ensures you're never financially stranded. It’s a legal requirement and a smart investment for peace of mind on every drive. Secure your vehicle, safeguard your journey—because confidence comes with coverage.

Speak with an Agent







    Motor Insurance Protection - Mobile View
    Motor Insurance

    Secure Your Ride & Finances

    Accidents are unpredictable, but their impact on your finances doesn't have to be. A motor insurance plan protects your vehicle and shields you from hefty repair costs, third-party liabilities, and theft-related losses.

    From minor dents to major damages, motor insurance ensures you're never financially stranded. It’s a legal requirement and a smart investment for peace of mind on every drive. Secure your vehicle, safeguard your journey—because confidence comes with coverage.

    Speak with an Agent







      Benefits of Motor Insurance

      Benefits of Motor Insurance

      Motor insurance shields you from financial losses and legal troubles during accidents or damages.

      Accident Cover
      Covers repair or replacement costs if your vehicle is damaged in a road accident.
      Third-Party Liability
      Mandatory by law, it protects you against legal liabilities towards third-party injuries or damages.
      Own Damage Cover
      Optional cover that helps repair your own vehicle due to fire, theft, natural calamities, etc.
      Personal Accident Cover
      Covers the policyholder in case of accidental death or permanent disability while driving.
      Add-On Covers
      Get enhanced protection with zero depreciation, engine protection, roadside assistance, etc.
      No Claim Bonus (NCB)
      Get a discount on premiums for every claim-free year—up to 50% off over time.
      Types of Motor Insurance

      Types of Motor Insurance

      Pick the right motor insurance plan to protect your vehicle, finances, and legal interests on the road.

      Private Car Insurance
      Covers accidental damage, theft, fire, and third-party liability for your personal car.
      Two-Wheeler Insurance
      Protects scooters and motorcycles from accidental damage, theft, and third-party risks.
      Commercial Vehicle Insurance
      Covers goods and passenger-carrying vehicles used for business and commercial transport.
      Third-Party Insurance
      Mandatory policy that provides coverage for injury or damage to third-party persons or property.
      Comprehensive Insurance
      Covers own vehicle damages along with third-party liabilities in one bundled plan.
      Add-On Covers
      Enhance your base policy with options like zero depreciation, engine protect, and roadside assist.
      Other General Insurance FAQs

      Other General Insurance FAQs

      General insurance provides financial protection for your valuable assets, travel, and against unforeseen liabilities. This section covers key aspects of common general insurance policies.

      1. Motor Insurance
      Q1: What is Motor Insurance, and why is it mandatory in India?
      Motor insurance provides financial protection against damages or losses to your vehicle and liabilities from accidents. Third-Party Liability insurance is mandatory as per the Motor Vehicles Act, 1988.
      Q2: What are the main types of Motor Insurance policies?
      Third-Party Liability (mandatory) and Comprehensive Insurance (includes own damage, theft, fire, natural disasters).
      Q3: What is IDV in Motor Insurance?
      IDV (Insured Declared Value) is the max amount payable in case of total loss, based on vehicle’s depreciated value.
      Q4: What is Zero Depreciation cover?
      It ensures full claim without depreciation deductions on vehicle parts like plastic or fibre.
      Q5: What is No Claim Bonus (NCB)?
      A discount on renewal premium for every claim-free year. Can go up to 50%.
      2. Travel Insurance
      Q6: What is Travel Insurance and what does it cover?
      It covers medical emergencies, trip cancellation, lost baggage, passport loss, flight delays, personal liability, etc.
      Q7: Is Travel Insurance mandatory?
      It’s required for certain countries (like Schengen nations) but always recommended for international travel.
      Q8: What types of Travel Insurance exist?
      Single Trip, Multi-Trip, Student Travel, Senior Citizen Travel Insurance, each with specific features.
      3. Home Insurance
      Q9: What does Home Insurance protect?
      It protects your home’s structure and contents against fire, theft, natural disasters, and accidental damage.
      Q10: What is the difference between Reinstatement and Market Value?
      Reinstatement covers cost to rebuild new. Market value accounts for depreciation and is usually lower.
      Q11: Can renters buy home insurance?
      Yes, tenants can insure contents; landlords usually insure the structure.
      4. Personal Accident Insurance
      Q12: What is Personal Accident Insurance?
      It provides compensation for accidental death, disabilities, or income loss due to accidents.
      Q13: Are medical tests required for Personal Accident Insurance?
      Usually not required. Policies are easy to purchase without medical tests.
      Q14: Is there a waiting period?
      No, coverage starts immediately from the policy start date.
      5. Other Commercial General Insurance
      Q15: What is Commercial General Liability (CGL) Insurance?
      CGL covers legal liabilities for injury or property damage to third parties due to business operations.
      Q16: What is Fire Insurance?
      It covers fire, lightning, explosion, storm, riot, and related perils for properties.
      Q17: What is Marine Insurance?
      Covers loss/damage during transportation of goods by sea, air, or land, including cargo and vessels.

      Documents Required

      • Vehicle Documents: RC, DL, Insurance Policy
      • ID Proof: Aadhar, PAN, Passport, Voter ID
      • Address Proof: Utility Bills, Ration Card
      • Claim Form: Duly filled and signed
      • FIR: In case of theft, accident, or loss
      • Bills & Invoices: Repairs, replacements, medical expenses
      Consult Insurance Advisor

      Consult Our Advisors

      For specific details, inclusions, exclusions, and to choose the most suitable general insurance policy, always refer to the policy document and consult with an insurance advisor.